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Settlement of Vault cash and fees

Settlement of dispensed vault cash and surcharge fees are processed and paid next business day (excluding bank holidays).

    ATM Settlement deposits are made up of transactions between 9pm EST and 9PM EST.

Monday Transactions to 9PM >
                    Posted to account on Tuesday
Tuesday Transactions to 9PM >
                    Posted to account on Wednesday
Wednesday Transactions to 9PM >
                    Posted to account on Thursday
Thursday Transactions to 9PM >
                    Posted to account on Friday
Friday Transactions to 9PM >
                    Posted to account on Monday
Saturday Transactions to 9PM  >
                    Posted to account on Monday
Sunday Transactions to 9PM >
                    Posted to account on Monday

  Settlement to non-Bank of Montreal accounts is guaranteed in 48 hours. As a rule of thumb its next
business day.

  A Day Close at the ATM does not determine settlement deposits. Unlike many Debit POS systems.