chclogo2008
Proforma Economics        
Turnkey Program
Average Purchase price NA
Surcharge Amount $ 1.75
Transactions 150 200 300 400 500 600 700 850 1000
262.5 350 525 700 875 1050 1225 1487.5 1750
transactions per day 5 7 10 13 17 20 23 28 33
Monthly Costs paid by CHC    
Receipt Paper $ 10 $ 10 $ 10 $ 10 $ 10 $ 10 $ 10 $ 10 $ 10
Cash fill Costs $ 90 $ 120 $ 180 $ 240 $ 300 $ 360 $ 420 $ 510 $ 600
Maintenance costs $ 38 $ 50 $ 75 $ 75 $ 75 $ 90 $ 105 $ 128 $ 150
Communications $ 35 $ 35 $ 35 $ 35 $ 35 $ 35 $ 35 $ 35 $ 35
Total Monthly Costs $ 172 $ 215 $ 300 $ 360 $ 420 $ 495 $ 570 $ 682 $ 795
You pay nothing    
Monthly Profit (after costs) $ 90 $ 135 $ 225 $ 340 $ 455 $ 555 $ 655 $ 805 $ 955
           
Site Fee (Your Share)* $ 45 $ 68 $ 113 $ 170 $ 239 $ 305 $ 393 $ 523 $ 716
  50%-50% 50%-50% 50%-50% 50%-50% Extra 2.5% Extra 2.5% Extra 2.5% Extra 5% Extra 5%
      60%-40% 75%-25%
Annual Profit from ATM surcharge** (1) $ 542 $ 812 $ 1,352 $2,042 $ 2,868 $ 3,665 $ 4,718 $ 6,281 $ 8,597
  Average number of transactions
* You get 50% of profits from surcharge revenue increasing to 60%-40% finally 75%-25% as transactions rise!.
** before any write off of tax deductible lease payments or accounting for other savings and benefits of ATM ownership!
3 common direct financial savings from ATM ownership
Interac Debit trans. savings* $ 20 $ 27 $ 40 $ 53 $ 67 $ 80 $ 93 $ 113 $ 133
Credit card trans. savings** $ 6 $ 8 $ 12 $ 16 $ 20 $ 24 $ 28 $ 34 $ 40
Tax savings*** $ - $ - $ - $ - $ - $ - $ - $ - $ -
   
Combined savings Monthly $ 26 $ 35 $ 52 $ 69 $ 87 $ 104 $ 121 $ 147 $ 173
   
Additional annual Profit (2) $ 311 $ 415 $ 623 $ 830 $ 1,038 $ 1,246 $ 1,453 $ 1,765 $ 2,076
* Assume 95% of transactions would have been debit @14 per transaction
** Assume 5% of credit transactions become ATM withdrawals saves 2% of average $40 purchase
*** Assume 23% small business tax rate increases to 45% or for large businesses. Lease, phone, paper and program fee expenses.
Note: Prospective ATM owners should also assess the impact and benefit of staff time savings and convenience to customers
Annual Profit (1+ 2) $ 853 $1,227 $ 1,974 $2,872 $ 3,906 $ 4,910 $ 6,171 $ 8,046 $ 10,673
Site Owner responsibilities Cardholder's Choice provides
1. Space: 4 sq ft of floor space - Free service as long as ATM owner processes with CHC minimum 300 trans per month
2. Cash float**
3. Electrical Power - Processing, monitoring and settlement reconciliation with Interac
- Monthly detail report
- Toll Free 24 hour support
- Daily Deposit of float settlement and surcharge funds next business day
- Receipt paper
** ATM holds 1,000 notes, generally
ATM owners generally load 100 to 150 bills or $2,000 to $3,000
Cardholder's Choice 4981 Hwy # 7 East Unit12A Suite 172 , Markham, ON L3R 1N1 Phone: (866) 525-1033 Fax: 905-239-0614 ATMsales@chcATM.com